Have you checked out this site? Simple Savings is a treasure chest full of tips, ideas, suggestions, receipes, resources to help you save money, de-clutter, and enjoy life with loved ones.
I enjoy being a member of the Savings Vault where I can access so much and be encouraged by others who have tried ideas and found what works and what doesn't. There's a Bill Payment System which can help so that you don't get behind or lose bills. How about the "Downloads" section - see what you can find.
Enjoy life, love family, make time for yourself!